European Countries with Reciprocal Medicare Agreements: A Guide for Travellers
Travelling can be a wonderful experience, filled with adventure, new cultures, and unforgettable memories. However, it’s important to remember that unexpected situations can arise, including medical emergencies. This is why it’s essential to have proper healthcare coverage when travelling abroad. Fortunately, many European countries have reciprocal Medicare agreements, which means travellers from certain countries can receive healthcare services in another country with little or no cost.
What is a reciprocal Medicare agreement?
A reciprocal Medicare agreement is an agreement between two countries where citizens of one country can access certain healthcare services in the other country without incurring significant out-of-pocket expenses. Reciprocal agreements may cover medically necessary treatments, hospital stays, prescription drugs, and other related healthcare services.
Which European countries have reciprocal Medicare agreements?
Australia has reciprocal agreements with eleven European countries, including:
1. Belgium
2. Finland
3. Italy
4. Malta
5. the Netherlands
6. Norway
7. Ireland
8. Slovenia
9. Sweden
10. the United Kingdom
11. Switzerland
Travellers from Australia who visit any of these countries can access healthcare services under the same conditions as locals. They will need to present their Medicare card and passport to receive medical care. However, healthcare services that aren`t urgent or medically necessary aren`t included in reciprocal agreements.
What healthcare services are covered under reciprocal agreements?
Under reciprocal Medicare agreements, travellers can access medically necessary treatment and care which includes:
1. In-hospital care
2. Doctors’ services
3. Pathology tests and x-rays
4. Prescription medication
5. Emergency ambulance transport
It’s important to note that reciprocal Medicare agreements don`t cover private hospital expenses, dental care, or medical evacuation. Additionally, travellers are responsible for any excess fees charged by a hospital or medical practitioner, which may not be covered.
What to do before travelling
Before travelling to a European country with a reciprocal Medicare agreement, travellers should:
1. Check if the country they are visiting is covered by the reciprocal Medicare agreement.
2. Obtain travel insurance coverage to fill any gaps in healthcare coverage.
3. Ensure they have their Medicare card and passport on hand.
4. Research healthcare providers in their destination country in advance.
Conclusion
Travelling to Europe can be an incredible experience, but unexpected medical emergencies can occur. Fortunately, Australia has reciprocal Medicare agreements with eleven European countries, which allows travellers to access certain healthcare services at little or no cost. However, travellers should still obtain travel insurance to fill any gaps and prepare in advance to ensure they receive the proper healthcare services in their destination country. With these precautions, travellers can enjoy their trip to Europe with peace of mind knowing they have healthcare coverage in case of an emergency.